Home / Providence, RI
Sell your Providence house with certainty, on your date
A house in the Providence area can become a weight fast. Maybe you took a job elsewhere and still own the house. Maybe a parent's home has come to you, or the repairs have grown past what you can pay. Maybe you're behind on payments and tired of the letters. Whichever it is, you can have a clear plan.
You stay in control. We look at your house and your loan, then give you two written offers in 48 hours. Choose cash for speed, or a terms offer, where we take over your payments and pay you monthly, for a price closer to asking. Everything goes through a title company, and we'd encourage your own attorney to look it over.
- Two written offers within 48 hours
- No fees, no commission
- No repairs, cleaning or showings
- Your closing date, starting in 14 days
Moved away from Providence? Sell the house from your phone, with no trip back.
Why Providence homeowners call us.
- I moved for work and the house is still on my books.
- My parent's house came to me and I can't keep up.
- The repair bills are bigger than I expected.
- I'm behind on payments and want a clear way out.
Seven clear steps from stuck to sold.
- FFocusWe start with your situation and what matters most to you.
- RReviewWe check your house, what you owe and what similar homes nearby sold for.
- EEvery optionYou see two offers side by side: a cash offer, and a terms offer that pays closer to your asking price.
- EEaseWe handle the contract, title and paperwork, so you don’t lift a finger.
- DDateYou choose the closing date that suits you, starting in 14 days.
- OOut as-isNo repairs, no cleaning, and you leave behind anything you don’t want.
- MMove onYou start your next chapter: nearer family, in a new city, or simply without the stress.
The dates that matter.
General information, not legal advice. Rules change, so always check your own dates with your lender, a HUD-approved housing counsellor or an attorney.
- Behind on payments: Where a mortgage has a power of sale, the lender must publish notice of the sale in a newspaper once a week for three weeks. The first notice must run at least 21 days before the sale. Source
- Behind on payments: The lender must also mail you written notice of the sale by certified mail. For an individual consumer mortgage, that's at least 30 days before the first newspaper notice. Source
- Behind on payments: Rhode Island requires mediation for owner-occupied homes. The lender must send a notice within 120 days after default saying it may not foreclose without first taking part in a mediation conference. Source
- Property taxes: In Rhode Island each city or town sets when property tax payments are due. For late payment, a town can charge a penalty of up to 18% a year (Cranston's cap is 12% a year). Source
- Property taxes: If a tax buyer holds your unpaid tax, you can redeem by paying them at any time before they file a petition to foreclose your right to redeem. You pay what they paid, plus interest at 1% per month, costs and a penalty. Source
- Property taxes: Under the Madeline Walker Act, owner-occupied homes of one to three units at risk of a tax sale can get help from RIHousing. Contact them at least 20 days before the scheduled tax sale. Source
- Inherited houses: Every city and town in Rhode Island has its own probate court, so an inherited house is handled through the court in the town where the person lived. Source
Across Providence and nearby.
- Cranston
- Warwick
- Pawtucket
- East Providence
- Woonsocket
- Johnston
- Cumberland
- North Providence
- Lincoln
- West Warwick
Selling in Providence: straight answers.
Yes, we can talk it through. Sorting out paperwork and who needs to sign can take care. We coordinate with a title company, and we encourage you to have your own attorney review.
With a terms offer we take over your monthly payments and pay you monthly. Your loan usually stays in your name, so there are risks. We explain them plainly, use a title company and encourage your attorney to review.
No. We buy as-is. You don't need to repair, clean or stage anything, and you can leave behind what you don't want. There are no showings either.